AML Policy
This AML Policy explains the anti-money laundering and risk-control principles used by SwapXMR.io in connection with crypto exchange routes, exchange form activity and support requests.
SwapXMR.io does not support illegal activity, fraud, sanctions evasion, money laundering, terrorist financing, abuse of payment systems or misuse of crypto assets. Users must use the website and exchange routes only for lawful purposes.
Purpose of This AML Policy
The purpose of this AML Policy is to describe how SwapXMR.io may prevent, detect and respond to suspicious activity connected with crypto exchange routes.
Reduce misuse of exchange routes.
Protect users and service providers from abuse.
Support lawful use of crypto exchange tools.
Identify suspicious or high-risk transaction patterns when needed.
Follow applicable provider, security and compliance requirements.
Prohibited Activity
SwapXMR.io must not be used for illegal, abusive or high-risk activity. Access to exchange routes may be restricted, delayed or refused if suspicious activity is detected.
Money laundering.
Terrorist financing.
Sanctions evasion.
Fraud or scam-related transfers.
Use of stolen funds.
Hacked wallet or hacked exchange funds.
Darknet market activity.
Ransomware-related funds.
Mixing or tumbling connected with illegal sources.
Unauthorized access or account abuse.
Attempts to bypass provider verification.
User Responsibilities
Users are responsible for using SwapXMR.io lawfully and for checking whether crypto exchange activity is allowed in their country or region. Users must use only lawful funds and must not use stolen assets, hacked funds or proceeds of crime. Do not use the service if local law or provider terms prohibit the selected route.
Risk Checks and Transaction Monitoring
SwapXMR.io and related providers may apply risk checks to exchange activity. These checks can depend on the selected asset, network, route, amount, wallet address, transaction history, region, provider policy and legal requirements. Risk checks may include review of transaction patterns, wallet address risk indicators, sanctions exposure, fraud signals or other compliance factors.
KYC and Additional Verification
Standard crypto exchange routes may not require registration or KYC in normal conditions. However, additional verification may be required if a provider, payment partner, compliance system or risk-control process flags a transaction or selected route. If verification is required, users may need to follow the instructions shown by the relevant provider.
Privacy-Focused Assets
Monero is a privacy-focused cryptocurrency, and XMR availability may vary by provider, region, policy and route conditions. SwapXMR.io does not guarantee that every Monero route will be available at all times. Privacy features do not remove user responsibilities. Users must not use Monero or any other supported asset for prohibited activity.
Delayed, Refused or Blocked Transactions
An exchange route may be delayed, refused, blocked or submitted for additional review if risk indicators are detected. This can happen because of provider requirements, suspicious transaction patterns, sanctions exposure, wallet risk, wrong route details, incorrect network use or compliance review. Users should keep the exchange ID, transaction hash and route details until the exchange is completed.
Source of Funds and Address Risk
Users are responsible for ensuring that the funds used for exchange routes come from lawful sources. Wallet addresses connected to theft, scams, hacks, sanctions, ransomware, darknet activity or other prohibited sources may be restricted or rejected by providers.
Cooperation with Providers and Authorities
SwapXMR.io may cooperate with exchange providers, payment partners, infrastructure providers, compliance services or lawful authority requests when required by applicable rules, provider terms or security needs.
No Legal Advice
This AML Policy is provided for informational and operational purposes only. It does not provide legal, financial, tax or compliance advice. Users should check applicable laws, provider terms and local requirements before using crypto exchange routes.
Changes to This AML Policy
SwapXMR.io may update this AML Policy from time to time. Continued use of the website after changes are published means the user accepts the updated AML Policy.
Contact
For AML-related questions, contact: [email protected]